$100 per card. Not a typo.
Your bank is buying lunch.
Paze is giving $10 back on every $10+ purchase, up to 10 times — per card. No coupon, no signup, no app to download.
Community guide · facts verified July 28, 2026 · not affiliated with Paze℠
The math
It multiplies faster than you think.
One simple sum, and the only variable is how many cards you own.
How many eligible cards do you have?
2 cards × $100 = $200 in free food
Eligible = personal credit or debit cards from participating banks and credit unions. Each card earns its own $100 — business cards generally don’t work.
Wait, what’s Paze?
Paze℠ is the online checkout wallet built by the big U.S. banks — the same folks behind Zelle. At checkout on a supported site, you pick “Paze” instead of typing a card number.
There’s no app to download. Your bank has likely already added your cards for you. All you do is activate the wallet once.
Money leaves a big-bank marketing budget. It lands in the till of the taco shop you love.
Paze is bankrolled by seven of the biggest banks in America, and this promo is their ad spend. The restaurant gets paid in full — plus your tip. You eat free. Wall Street picks up the check. For once, the pipe runs the right direction.
And it mostly points at the little guys: the offer works best at the ~28,000 independent spots on Clover checkout — the taquerias, bakeries and wing joints that keep closing while rents climb. Ten free lunches, aimed wherever you want them. Aim local.
How it works
Three steps, then repeat.
Activate your Paze wallet
In your bank’s app or at paze.com. Takes about two minutes, and there’s no separate offer signup.
Order $10+ and pick Paze
At a participating spot, choose Paze at checkout. Then make sure the $10-back banner shows when you select your card.
$10 lands in ~5–10 days
It arrives as a statement credit on that card. Then do it again — up to 10 times per card.
The golden rule
If the offer banner doesn’t appear in the Paze checkout window when you pick your card, that order won’t earn the credit. Back out, try another card, or try a different merchant — but don’t pay and hope.
Step one
Activate your wallet.
There’s no offer to sign up for. Once your Paze wallet is active, the deal auto-applies at checkout. Start with your bank:
Look for “Paze” in your bank’s app or online banking settings — or just activate during your first Paze checkout, which verifies you by email or phone.
Have cards at several banks? Each card gets its own $100.
No surprises
The terms, translated.
Every rule that actually decides whether your $10 shows up — in plain English, with the official wording one click away.
This is our summary, not the rules. It’s a non-authoritative community translation written for convenience. The official Terms & Conditions at paze.com/offers control — if our summary and the real terms disagree, the real terms win.
- What qualifies. $10 or more in a single approved transaction, paid through Paze checkout, between June 15 and September 10, 2026.
- What you get. A $10 statement credit per qualifying purchase — up to 10 credits, $100 total, per eligible card in your Paze wallet.
- The banner rule. The offer details must appear in your Paze wallet when you select your card. If they don’t show — or Paze isn’t offered as a payment method — that transaction earns nothing.
- When it posts. Credits can take up to two statement cycles to appear (usually about 5–10 days). If one never shows up, contact the bank that issued the card.
- Excluded merchant categories. Gambling, pharmacies and drug stores, financial services (including crypto, prepaid cards and money transfer), adult and dating, guns and ammunition, court and government fines, political fundraising, medical and healthcare (Quest Diagnostics excepted), spa and massage, some specialty stores (Sephora is explicitly fine), telemarketing and subscriptions, and wholesale durable goods.
- Split payments. If you pay part of an order another way, only the amount charged through Paze counts toward the $10 minimum.
- Discover has gaps. Paze may not support Discover Network transactions at some merchants, even when the merchant otherwise accepts Discover.
- It may be taxable. The value of the reward can count as taxable income and may be reported. Consult a tax advisor — we’re not one.
- No gaming it. Fraud, abuse, misuse or gaming can get your credits reversed or get you excluded from the offer entirely.
- It can end early. Paze can modify, suspend or terminate the offer at any time. Changes apply going forward only.
Read the full official terms
Terms and Conditions: When you select Paze® to check out with participating online merchants between June 15, 2026 and September 10, 2026 (the "Offer Period") and spend $10 or more in a single transaction that is approved (a "Qualifying Purchase"), as determined by the authorization date or the clearing date, depending on the payment network, Paze, on behalf of your participating financial institution, or the participating financial institution will apply a $10 statement credit to the eligible credit or debit card account you select from your Paze wallet to complete the transaction (the "Offer").
When you check out using Paze at an eligible merchant and for an eligible transaction, the Offer details will appear in your Paze wallet when you select your eligible credit or debit card. If the Offer details do not appear during Paze checkout or if Paze checkout does not appear as a method of payment, the transaction will not be eligible for the Offer. Eligibility for the Offer may be determined based on transaction type or how the merchant is classified by the applicable payment network. Transactions at merchants classified by the applicable payment network in certain categories may not be eligible for the Offer, including merchants categorized as gambling or betting services (e.g., casinos, lotteries, sportsbooks, and online gambling sites), drug stores and pharmacies (including pet pharmacies), financial services (e.g., cash disbursements, cryptocurrency, foreign currency, prepaid cards, leases, loans, money transfer, securities), adult/dating content/services, guns and ammunition, courts/government fines, political fundraising, medical services and healthcare providers (not including Quest Diagnostics), spa and massage services, specialty stores (e.g., beauty supplies—not including Sephora, collectibles, fireworks, frames, monuments, magic, maps, sunglasses, trophies), tele/direct marketing (e.g., classified ads, subscriptions, travel-related services—not including consumer initiated airline sales), and wholesale durable goods. Merchant categories can change at any time without notice, which may lead to additional exclusions from the Offer. Please review your agreement governing your underlying credit or debit card with your participating financial institution to determine whether additional merchant restrictions apply.
If Paze and another method of payment are used to facilitate a single purchase, only the amount charged to the eligible card through Paze will be considered in determining whether the $10 minimum transaction requirement is met. Purchases made directly with your credit or debit card without using Paze at checkout are not considered a Qualifying Purchase. You may earn up to ten (10) $10 statement credits up to a total of $100 in statement credits per eligible credit or debit card available in your Paze wallet during the Offer Period. In certain cases, a transaction initiated using Paze may not successfully complete due to integration or technical issues. Paze may not support transactions processed on the Discover Network for certain merchants, even if the merchant may otherwise accept Discover Network cards. Transactions that are declined, not completed, or otherwise fail to process are not Qualifying Purchases. Any debit card account selected in your Paze wallet must be open and active at the time of the Qualifying Purchase, and any credit card account selected in your Paze wallet must be open, active with charging privileges, in good standing, and not delinquent or in default at the time of the Qualifying Purchase, in each case, to be eligible to receive a statement credit. Statement credits will be applied to your eligible credit or debit card account and may take up to two statement cycles to appear. This Offer relies on transaction information from issuers, merchants, and payment networks. Paze is not responsible for delays or errors by these parties that affect eligibility or statement credit timing/application. If you do not receive a statement credit for an eligible Qualifying Purchase, please contact the financial institution that issued the credit or debit card used for the transaction. Participation in this offer is optional. If you choose not to participate, you may opt out of Paze at any time by visiting paze.com/optout and following the instructions provided. Opting out of Paze will remove your credit and debit cards from your Paze wallet and you will no longer be able to use Paze to make transactions with participating merchants. The value of this reward may constitute taxable income to you. You are solely responsible for any federal, state, or local taxes associated with the reward. The value of the reward may be reported to tax authorities as required by law. Please consult your tax advisor. This offer is non-transferable and may not be reproduced, purchased, sold, or traded. If Paze, a participating financial institution, or participating merchant determines, in their sole discretion, that you have engaged in or attempted fraud, abuse, misuse, or gaming related to this Offer, you may be deemed ineligible for the Offer, and your participating financial institution may reverse or remove previously issued statement credits or temporarily prohibit you from earning statement credits. Statement credits are not payments and do not replace required payments on your account. Please refer to your account agreement or contact your participating financial institution for details. Paze and your card network will access and monitor information about your Paze wallet transaction, including your card information, to provide the Offer.
Paze reserves the right to modify, suspend, or terminate this Offer at any time, subject to applicable law. Any modification or termination will apply prospectively only.
For additional information about the Paze service, please review the Paze Service Agreement and the Paze Privacy Notice.
That’s up to $100 per card. Go get it.
Activation takes about two minutes and the offer runs out on September 10, 2026.